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The Scorecard assesses the 50 states and the District of Columbia on 92 outcome and policy measures. These measures are grouped into five issue areas: Financial Assets & Income, Businesses & Jobs, Housing & Homeownership, Health Care, and Education. All the data is collected from the latest available data sources and compiled by CFED. For more on the methodology, click here.

Financial Assets & Income

Financial Assets & Income

Are there widespread opportunities for wealth creation and protection, particularly for low-income residents?

Asset ownership and financial security are interconnected. Owning more assets means having greater economic stability and mobility. Assets enable millions of Americans to plan for the future, buy a home, prepare for retirement, send their children to college and weather unexpected financial storms. But in order to build and maintain assets, particularly in low-income communities, a financial environment must be in place to provide adequate tools and incentives to earn, save and invest. Accumulated assets must then be preserved and protected so that the benefits of holding onto assets may continue.

Outcome Measures

Policy Measures


Net Worth
Net Worth by Race
Net Worth by Income
Net Worth by Gender
Asset Poverty Rate
Asset Poverty Rate by Race
Asset Poverty Rate by Gender
Income Poverty Rate
Extreme Asset Poverty
Unbanked Households
Bankruptcy Rate
Median Credit Card Debt
Median Installment Debt

Trend Indicators
Change in Net Worth
Change in Asset Poverty
Change in Median Credit Card Debt
Change in Median Installment Debt

Policy Priorities
Lifting Asset Limits in Public Benefit Programs
State IDA Program Support
State Earned Income Tax Credit
Payday Lending Protections

Additional Policies
State Minimum Wage
Income Tax Threshold
Financial Education in Schools

Innovation Policies
Children’s Development Accounts
Universal Voluntary Retirement Accounts
Curbing Predatory Car Title Loans