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The Scorecard assesses the 50 states and the District of Columbia on 92 outcome and policy measures. These measures are grouped into five issue areas: Financial Assets & Income, Businesses & Jobs, Housing & Homeownership, Health Care, and Education. All the data is collected from the latest available data sources and compiled by CFED. For more on the methodology, click here.

Businesses and Jobs

Businesses & Jobs

Is the opportunity to work in a high-quality job or to start and grow a business available for all who seek these opportunities?

Business ownership and high-quality wage employment each play an important role in helping families earn income and build wealth over time. Earned income is the single most important contributing factor to a household’s ability to save money, access affordable credit and build assets. Business equity is second only to homeownership nationally as a share of household wealth. The Scorecard’s Businesses & Jobs Issue Area assesses the level of access American households have to business ownership and quality job opportunities.

Outcome Measures

Policy Measures


Small Business Ownership Rate
Private Loans to Small Business
Microenterprise Ownership Rate
Women's Bus. Ownership Rate
Minority Bus. Ownership Rate
Women Owned Business Value
Minority Owned Business Value
Employee Ownership
Business Creation Rate
Employment Growth
Unemployment Rate
Low-Wage Jobs
Average Annual Pay
Retirement Plan Participation
Employers Offering Health Insurance

Trend Indicators
Change in Private Loans to Small Business

Policy Priorities
State Microenterprise Support

Additional Policies
Workers Compensation Coverage
Unemployment Benefit Level
Unemployment Benefit Eligibility
Family Leave Benefits and Protection
Incentives for Employee Ownership

Policy Innovations
New Entrepreneur Tax Credit
Shared Equity Business Ownership